“This CDI investigation is an example of the work department investigators and detectives do to protect California consumers from harm. They investigate cases and work with local district attorneys’ offices to assist with prosecution.” – CSLEA President Alan Barcelona
SANTA ANA—On July 21, 2021, Anna Gabriela Garcia, also known as Anna Nuno-Garcia, 48, of Capistrano Beach was sentenced in Orange County Superior Court after pleading guilty to two felony counts of embezzlement and grand theft for collecting premium payments from clients and diverting more than $195,000 in funds for her personal use.
Garcia was sentenced to two years of supervised probation and was ordered to pay the insurance company $190,676 in restitution.
A CDI investigation found Garcia, a former licensed insurance agent, while working for an independently owned State Farm agency from September 2011 to November 2014, embezzled more than 300 checks totaling $195,626 by altering, endorsing or depositing them into her personal bank accounts. These checks were intended to be payment for her clients’ insurance premiums or were premium refunds for the policyholders.
Garcia failed to place coverage for personal and commercial automobile insurance causing cancellation of DMV registrations and exposing her clients to financial risk. Garcia also failed to place a life insurance policy and at least 17 homeowners’ and renters’ policies.
To conceal the embezzlement, Garcia made 57 unauthorized ACH debits from one client’s bank account to pay the premiums of other clients. She also made unauthorized charges to multiple clients' credit cards to pay the premiums of other State Farm policies.
Garcia used cash payments from some clients to purchase money orders to pay premiums for other clients and set up policyholders on unauthorized State Farm installment payment plans. Garcia also misdirected customer billings, statements, and refunds to incorrect addresses, some her own or Post Office boxes she had access to. Victims included extended family members and elderly State Farm customers.
Garcia was sentenced on July 21, 2021. Her license expired in April 2018 for failure to renew and on July 2, 2020, the Department revoked her license and licensing rights. The Orange County District Attorney's Office prosecuted this case.
