On September 9th, 2016

Bakersfield Insurance Agent Busted For Insurance Fraud Alleged scheme involved more than 100 policies

Profile Photo

BAKERSFIELD, Calif. — Following an investigation by the California Department of Insurance (CDI) Investigation Division,  the Kern County Sheriff’s Department, August, arrested licensed insurance agent Vicki Lee McGinley, 58, on seven counts of identity theft and seven counts of insurance fraud.  McGinley allegedly misrepresented policy and premium information to clients resulting in losses to her employers and increased premiums for her clients.

“As a licensed agent McGinley violated her fiduciary responsibilities and trust of those around her,” said Insurance Commissioner Dave Jones. “The Department of Insurance has a strong enforcement division to investigate and stop insurance fraud schemes like this one, which costs consumers and insurers billions of dollars each year."

CDI began its investigation after receiving a complaint from McGinley’s previous employer.  McGinley is accused of misrepresenting information on more than  100 homeowner and auto policies by manipulating the company database and falsifying insurance applications, unbeknownst to her clients, in order to meet sales quotas, increase clientele, and gain additional commissions.

"Consumers put trust in agents who are licensed," said California Statewide Law Enforcement Association (CSLEA) President Alan Barcelona.  "When someone betrays that trust, it reflects badly on other agents and the industry.  Insurance Commissioner Dave Jones and his enforcement team have zeroed in on insurance fraud and those who commit it.  Unfortunately, there's a lot of it out there."

For more than  seven years, McGinley applied unwarranted discounts to clients’ policies and falsified documentation to justify the discounts including forging nursing certificates in clients’ names to authorize professional discounts for their policies. McGinley’s scheme resulted in an unknown loss to the insurance carriers who employed her and higher premiums for her clients.

Investigators also discovered that after McGinley was terminated from one insurance company she started working for a different insurer and allegedly continued her scheme misrepresenting information to the company and clients.

CDI  has taken action to suspend McGinley’s license.


California Statewide
Law Enforcement Association

2600 River Plaza Drive
Sacramento, CA 95833 916.696.6023
Southern Office:
5762 Bolsa Ave, Suite 104
Huntington Beach, CA 92649
Member Association of PORAC


CSLEA Board and OfficersAffiliatesCSLEA Foundation

News Center

Monthly NewsletterCalendarVideos

Contact CSLEA


Legal StaffAdmonishment StatementLegal Defense FundKnow Your Rights VideosLegal FAQLegal Representation CommitteePeace Officer Bill of Rights


CSLEA Legislative UpdateLegislative Request FormLegislationPAC EndorsementsGeneral Election Results


Join CSLEAAddress Update
Member Services StaffMembership ServicesMember BenefitsScholarshipCSLEA DiscountsSupervisors & Managers
© Copyright  - California Statewide Law Enforcement Association