FRESNO— On January 21, 2021, Jose Zepeda, 45, of Fresno, self-surrendered on multiple felony counts of insurance fraud and attempted perjury after filing a workers’ compensation insurance claim and allegedly misleading the insurance carrier regarding his employment status in order to collect disability benefits he was not entitled to receive.
An investigation by the California Department of Insurance revealed Zepeda was injured in August 2017 while employed by a local construction company. Zepeda began collecting disability benefits because his employer could not accommodate his work restrictions. The insurance company handling Zepeda’s workers’ compensation claim instructed him to notify them if he found new employment because that would affect the benefits he was receiving.
In July 2018, surveillance footage showed Zepeda regularly commuting to and from another construction company as an apparent employee. He was later asked by a claims adjuster, and in a deposition, if he found new employment. He told the claims adjuster he had not found new employment and responded in the deposition that he only worked for the new employer for one week in May 2018.
Subpoenaed employment records revealed Zepeda began working for his new employer in April 2018 and was still employed there at the time of the subpoena in March 2019. His alleged actions allowed him to collect more than $17,278 in disability benefits he was not entitled to receive.
“Insurance fraud is theft, pure and simple and California Department of Insurance investigators will catch up with those committing these types of crimes,” said California Statewide Law Enforcement Association (CSLEA) President Alan Barcelona. “Insurance fraud costs all of us money in higher premiums.”
Zepeda self-surrendered to the Fresno County Jail and is scheduled to be arraigned on March 15, 2021. The Fresno County District Attorney’s Office is prosecuting this case.